2788 Lower Lake Road

Seneca Falls, NY
$ 549,900 Beds 3 Baths 1.5 Sq 1,296 Virtual Tour
Monthly Estimate* How much can I afford?

Experience refined Finger Lakes living at 2788 Lower Lake Road, an exceptional three-story retreat perfectly positioned along the shores of Cayuga Lake. Offering 3 bedrooms and 1.5 baths, this inviting waterfront escape pairs timeless character with captivating panoramic lake views and effortless access to the water. Wake to peaceful lake breezes and spend your days boating, paddleboarding, fishing, or simply relaxing by the water from your private dock just across the street. Inside, rich natural woodwork brings warmth and character to the bright, beautifully appointed interior. Walls of windows in the sun-filled sunroom and living areas frame shimmering Cayuga Lake views, creating an unforgettable setting for morning coffee, sunset gatherings, and effortless entertaining. The open-concept kitchen features rich cabinetry, generous counter space, and a welcoming breakfast bar designed for conversation and connection. Upstairs, the airy primary suite offers vaulted ceilings and a serene retreat, while additional bedrooms provide comfortable accommodations for family and guests. Outdoors, an expansive rear deck overlooks a deep, lush backyard with a dedicated fire pit area and ample space for summer entertaining, lawn games, and relaxed evenings under the stars. Generous private parking provides an added level of convenience rarely found so close to the water. Ideally located just minutes from Cayuga Lake State Park, local golf courses, Wolffy’s Grill & Marina, and the renowned wineries and vineyards of the Finger Lakes, this remarkable property offers the perfect blend of lakefront lifestyle, comfort, and timeless appeal. Showings begin August 30, 2026 at 2:00 PM.

Active

  • Price
  • $ 549,900
  • City
  • Seneca Falls
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • SENECA
  • Half Bathrooms
  • 1
  • Area
  • Seneca Falls
  • Lot Size
  • 0.32 Acres
  • Zip
  • 13148
  • Sqr Footage
  • 1,296
  • Year Built
  • 1930
  • Taxes
  • $ 11435
  • Style
  • SeeRemarks
  • MLS#
  • R1707280
Listed By: Robert Piazza Palotto with High Falls Sotheby's International Realty;
Data Source: Greater Rochester AOR (GRAR)

Features

General

Sewer Connected
Heating Electric,Gas,ForcedAir
Utilities CableAvailable,HighSpeedInternetAvailable,SewerConnected,WaterConnected
Possession CloseOfEscrow
Roof Asphalt
Appliances Dryer,Dishwasher,ElectricOven,ElectricRange,ElectricWaterHeater,Microwave,Refrigerator,Washer
Garage Spaces 0.0
Patio/Porch Features Deck
Architectural Style Other,SeeRemarks
Construction Materials Frame,VinylSiding,WoodSiding,CopperPlumbing
School District Seneca Falls
Year Built 1930
Electric CircuitBreakers
View Water
Stories Count 3
Township Not Applicable
Property Subtype SingleFamilyResidence
Waterfront Features DockAccess,Lake
County Seneca
Property Type Residential
Garage Y/N No
Other Structures Sheds,Storage
Total Rooms 6
Full Baths 1
Status Active
Directions 5 & 20 West to route 89 South onto Lower Lake Rd.
City Seneca Falls
Body of Water Cayuga Lake
Senior Community Y/N No
High School District Seneca Falls
MLS Area Seneca Falls-453289
Lot Size Units Acres
Lot Size Square Feet 13939.0
Year Built Details Existing
Tax Annual Amount 11435.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Seneca Falls
Elementary School District Seneca Falls
Tax Assessed Value 380000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 43

Interior Features

Interior Amenities BreakfastBar,CeilingFans,CathedralCeilings,EatInKitchen,SeparateFormalLivingRoom,KitchenFamilyRoomCombo,NaturalWoodwork
Basement CrawlSpace
Flooring Carpet,CeramicTile,Hardwood,Resilient,Varies
Total Stories 3
Heating Y/N Yes
Fireplace Y/N No
Half Baths 1
Laundry Features MainLevel
Total Bedrooms 3
Main Level Bathrooms 1
Total Baths 2

Exterior Features

Exterior Amenities Deck,Dock,GravelDriveway,PrivateYard,SeeRemarks
Parking Features NoGarage
Lot Features IrregularLot,Other,SeeRemarks
Water Source Connected,Public
Lot Size Area 0.32
Foundation Details Other,SeeRemarks
Building Area Total 1296.0
Lot Dimensions 62X318
Lot Size Acres 0.32
Frontage Length 46
Waterfront Y/N Yes

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Rochester, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

8/27/2026 Listed $549,900

Property vs Zip Code Average in 13148

Price
AVG $430K
$550K
Taxes
AVG $5,939
$11,435
Year Built
AVG 1919
1930
Visits
AVG 22
12
Data Provided by Inside Real Estate®

Areas That We Cover

2788 Lower Lake Road Seneca Falls, NY is a Single Family Home for sale at $549900 with 1296 sqft and a lot size of 0.32 Acres Acre(s). 2788 Lower Lake Road Seneca Falls has 3 bedrooms, 1 baths and was built in 1930. The property's zip code is 13148 which is in Seneca Falls, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.